John Jacob Lloyd

Terms of Service

Effective Date: April 3, 2026  |  Last Updated: April 3, 2026

1. Acceptance of Terms

By accessing or using lloydesq.com (“the Site”), operated by John Jacob Lloyd (“Operator,” “I,” “me,” or “my”), you (“User,” “you,” or “your”) agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you may not access or use the Site.

I may update these Terms from time to time. If I make material changes, I will post a notice on the Site at least thirty (30) days before the changes take effect. Your continued use of the Site after the effective date of any changes constitutes your acceptance of the updated Terms.

2. Description of the Site

lloydesq.com is a personal website operated by John Jacob Lloyd that provides legal technology tools, commentary, and resources. The Site may include, without limitation:

This is not a law firm or law practice website. Nothing on this Site constitutes legal advice, advertising, or the solicitation of legal employment.

3. Important Disclaimers

3.1 Not Legal Advice

The Site does not provide legal advice. Nothing made available through the Site — including tools, commentary, analysis, search results, or any other content — constitutes legal advice, legal opinion, or legal representation. The Site is a collection of resources and tools, not a lawyer.

No attorney-client relationship is created between you and the Operator by your use of the Site. If you need legal advice, you should consult a licensed attorney in your jurisdiction.

3.2 Content May Contain Errors

Tools and content on the Site may use artificial intelligence and large language models that may produce output that is inaccurate, incomplete, misleading, or entirely fabricated — including but not limited to incorrect case citations, fabricated quotations, erroneous statements of law, and mischaracterizations of holdings.

You must independently verify all content and tool output before relying on it for any purpose, including but not limited to legal filings, client advice, transactional work, or any other professional or personal use.

3.3 No Guarantee of Completeness or Currency

Content and materials available through the Site may not be complete, current, or applicable to your jurisdiction or circumstances. The Operator does not guarantee that the Site reflects the most recent judicial decisions, legislative enactments, or regulatory changes.

3.4 User Responsibility

You bear sole responsibility for any decisions or actions taken based on information obtained through the Site. The Operator is not responsible for any consequences arising from your reliance on content or tool output provided through the Site.

4. Eligibility

You must be at least eighteen (18) years of age to use the Site. By using the Site, you represent and warrant that you meet this requirement.

5. Permitted Use and Restrictions

5.1 Permitted Use

The Site is provided for lawful research and informational purposes. You may use the Site to access, read, and utilize its tools and content for your own professional or personal needs.

5.2 Prohibited Conduct

You agree not to:

6. Intellectual Property

6.1 Operator IP

The Site — including its software, design, user interface, original content, and trademarks — is owned by the Operator and protected by applicable intellectual property laws. These Terms do not grant you any ownership interest in the Site.

6.2 Legal Materials

Case law, statutes, regulations, and other primary legal materials available through the Site are generally in the public domain and are not claimed as the intellectual property of the Operator. However, the selection, arrangement, indexing, annotation, and analysis of such materials may constitute protectable compilations or derivative works.

7. Privacy and Data

7.1 Privacy Policy

Your use of the Site is also governed by the Privacy Policy, which describes how information is collected, used, and protected. By using the Site, you consent to the practices described in the Privacy Policy.

7.2 Confidential Information

You should exercise caution before submitting confidential, privileged, or sensitive information through the Site. The Operator does not guarantee that information transmitted through the Site will remain confidential.

8. Third-Party Data and Services

8.1 Third-Party Data Sources

The Site may incorporate legal data from third-party sources, including public legal databases and government repositories. The Operator does not control and is not responsible for the accuracy or completeness of third-party data.

8.2 Third-Party Links

The Site may contain links to third-party websites or services. The Operator does not endorse and is not responsible for any third-party content, products, or services.

9. Disclaimer of Warranties

10. Limitation of Liability

10.1 Exclusion of Certain Damages

10.2 Cap on Liability

10.3 Basis of the Bargain

11. Indemnification

You agree to indemnify, defend, and hold harmless the Operator from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to:

12. Dispute Resolution

12.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict-of-laws principles.

12.2 Informal Resolution

Before initiating any formal dispute resolution proceeding, you agree to first contact me at john@lloydesq.com and attempt to resolve the dispute informally for at least thirty (30) days.

12.3 Arbitration

If informal resolution fails, any dispute arising out of or relating to these Terms or the Site shall be resolved by binding arbitration administered by the American Arbitration Association (“AAA”) under its Commercial Arbitration Rules. The arbitration shall take place in Flagler County, Florida. The arbitrator’s decision shall be final and binding.

12.4 Class Action Waiver

12.5 Small Claims Exception

Either party may bring an individual action in small claims court for disputes within that court’s jurisdictional limits.

13. General Provisions

13.1 Entire Agreement

These Terms, together with the Privacy Policy, constitute the entire agreement between you and the Operator regarding the Site.

13.2 Severability

If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall continue in full force and effect.

13.3 Waiver

The Operator’s failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

13.4 Force Majeure

The Operator shall not be liable for any failure or delay in performing obligations due to circumstances beyond reasonable control, including but not limited to natural disasters, acts of government, internet outages, or third-party service failures.

13.5 Notices

You may provide notices to the Operator at john@lloydesq.com.

14. Contact Information

If you have questions about these Terms, please contact:

John Jacob Lloyd
Flagler Beach, FL 32136
john@lloydesq.com


These Terms of Service were last updated on April 3, 2026.